NAFT Federal Credit Union

For more information on these accounts including fees or penalties, contact a member service representative at 956-787-2774.

Fees assessed may reduce actual earnings on the account. Effective July 2010.

Account Type	Dividends Paid	Opening Deposit	Minimum Balance To Earn Stated APY	Dividend Rate	Annual Percentage Yield
Regular Share	Monthly	$25.00 (Plus a $5 Fee)	$100.00-$499.99	0.04%	0.04%
Savings			$500.00-$1999.99	0.10%	0.10%
			$2000.00-ABOVE	0.20%	0.20%
An Early Closure Penalty of $20.00 Applies
Share Draft Checking	Monthly	$25.00	$2000.00	0.05%	0.05%

Special Savings	Monthly	Optional	$100.00-$499.99	0.04%	0.04%
			$500.00-$1999.99	0.10%	0.10%
			$2000.00-ABOVE	0.20%	0.20%

Money Market	Monthly	$2000.00	$2000.00	0.70%	0.70%

Christmas Club	Monthly	Optional	Earns on any balance	0.70%	0.70%
An Early Withdrawal Penalty of $25.00 Applies.
IRA Coverdell Club	Monthly	Optional	Earns on any balance	0.75%	0.75%

Escrow Account	Monthly	Optional	$100.00-$499.99	0.04%	0.04%
			$500.00-$1999.99	0.10%	0.10%
			$2000.00-ABOVE	0.20%	0.20%

IRA Roth Conversion Club	Monthly	Optional	Earns on any balance	0.75%	0.75%

IRA Roth Club	Monthly	Optional	Earns on any balance	0.75%	0.75%

Traditional IRA Share	Monthly	Optional	Earns on any balance	0.75%	0.75%

Account Rates