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Term Share
Certificate Rates
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NAFT Federal Credit Union offers competitive rates for our
products. Rates are approved by our Board of Directors and
may change on a monthly basis.
For more information on these accounts including fees or
penalties, contact a member service representative at
956-787-2774.
Fees assessed may reduce actual earnings on the account.
Effective July 2010.
|
Term |
Dividends Paid |
Opening Deposit |
Minimum Balance To Earn Stated APY |
Dividend Rate |
Annual Percentage Yield |
|
1 Month |
At Maturity |
$1,000.00 |
$1,000.00 |
0.80% |
0.80% |
|
Penalty for early withdrawal is
dividends equal to 30 days at the current dividend rate at
the time the penalty is assessed. |
|
6 Months |
At Maturity |
$1,000.00 |
$1,000.00 |
0.90% |
0.90% |
|
Penalty
for early withdrawal is dividends equal to 90 days at the
current dividend rate at the time the penalty is assessed. |
|
12 Months |
Quarterly |
$1,000.00 |
$1,000.00 |
0.95% |
0.95% |
|
Penalty
for early withdrawal is dividends equal to 180 days at the
current dividend rate at the time the penalty is assessed. |
|
18 Months |
Quarterly |
$1,000.00 |
$1,000.00 |
1.15% |
1.15% |
|
Penalty
for early withdrawal is dividends equal to 270 days at the
current dividend rate at the time the penalty is assessed. |
|
36 Months |
Quarterly |
$1,000.00 |
$1,000.00 |
2.00% |
2.02% |
|
Penalty
for early withdrawal is dividends equal to 540 days at the
current dividend rate at the time the penalty is assessed. |
|
12 Month Mini Jumbo |
Quarterly |
$25,000.00 |
$25,000.00 |
1.30% |
1.31% |
|
Penalty
for early withdrawal is dividends equal to 180 days at the
current dividend rate at the time the penalty is assessed. |
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18 Month Mini Jumbo |
Quarterly |
$25,000.00 |
$25,000.00 |
1.20% |
1.21% |
|
Penalty
for early withdrawal is dividends equal to 270 days at the
current dividend rate at the time the penalty is assessed. |
|
12 Month IRA |
Quarterly |
$500.00 |
$500.00 |
1.30% |
1.31% |
|
Penalty
for early withdrawal is dividends equal to 180 days at the
current dividend rate at the time the penalty is assessed. |
|
18 Month IRA |
Quarterly |
$500.00 |
$500.00 |
1.20% |
1.21% |
|
Penalty
for early withdrawal is dividends equal to 270 days at the
current dividend rate at the time the penalty is assessed. |
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